FOR MARRIED WISCONSIN RESIDENTS APPLYING FOR CREDIT SEPARATE FROM YOUR SPOUSE:
By submitting this application,
I agree and understand that the loan being applied for, if granted, will be incurred in the interest of my marriage or family.
I understand the lender may be required by law to give notice of this transaction to my spouse. This statement is made in
accordance with Wis. Statute Section 766.55(1).
Note: Individual Credit Married Applicant:
If both you and your spouse are residents of Wisconsin, complete
both applicant and spouse sections. If either you or your spouse are not Wisconsin residents, complete only the applicant
Note: Joint Credit with another applicant or co-signer who is not your spouse:
Each of you must complete a
separate application. If both you and your spouse are Wisconsin residents, complete both the applicant and the spouse sections.
At closing you will also be required to sign the following:
We intend to apply for joint credit: X________________________ X________________________
Are you currently or have you previously served in the military?
Do you want guaranteed auto protection (GAP) insurance which pays off your remaining loan should your automobile be stolen or
damaged and is a total loss?
Life & Disability Insurance
Do you want your loan protected with...?
The credit union will disclose the cost of this voluntary insurance to you. A separate insurance election which discloses the terms and conditions of the credit insurance must be signed in order for the coverage to become effective.